Products & Services

Click on any product or service for more information.

ANCILLARY PRODUCT SUITE

Interstate offers a full comprehensive suite of ancillary products designed for increased profitability and ease of use.

 

  • Auto, RV, Sport
  • GAP
  • Tire & Wheel
  • Theft
  • Key
  • Windshield
  • Dent & Ding
  • Lease Wear & Tear
  • RV Roadside
  • Prepaid Maintenance
  • Appearance Protection

 

LEADING EDGE TECHNOLOGY PLATFORMS

We have engineered a system to focus on sales progression while eliminating common burdens of the administrative process. The intuitive features expedite the sales process, while giving stakeholders the ability to monitor product penetration.

 

  • State of-the-art, web-based platform capable of managing product delivery quote through claim
  • Integrated with the most popular Dealer Management Systems (DMS)
  • Your F&I staff will spend more time engaging with the consumer and less time entering information
  • Quick quotes, menus, contracts, reporting and business management tools are all seamlessly integrated into one system

 

REINSURANCE

Opportunity to share in positive underwriting performance upon meeting program volume and loss ratio thresholds.  Benefits include:

  • No upfront setup costs.
  • Bi-annual distributions.
  • Financial reward for controlling claims expense – additional revenue source for the dealer.

 

Form a reinsurance company using the CFC structure to underwrite service contract risks. Benefits include:

  • Benefit financially from positive underwriting performance, including investment income.
  • Releases of underwriting profits available prior to expiration of contracts, subject to program rules.
  • Funds protected in a discrete trust account for each reinsurance company.
  • Enhanced investment options available on earned funds.
  • Entity structured by an experienced third-party firm to meet insurance company requirements.  Tax benefits may apply.

SPORT

Interstate’s programs have been carefully designed to be extremely competitive for your staff and customers. We’ve thoroughly reviewed the powersport marketplace and engineered dynamic F&I products to address the needs of your industry and consumers.

Our programs are built for added profitability, flexibility and ease of use and offer an array of superior program options that you can tailor to each of your customer’s needs.

 

  • New & pre-owned on-road motorcycle, off-road motorcycle/ATV/UTV, scooter, snowmobile, personal watercraft & jetboat
  • Exclusionary, stated component, certified, and Harley Davidson Lifetime Engine coverage
  • Prepaid Maintenance Plan
  • Optional wear & tear, modified vehicle, GPS/navigation, trailer pak, Screamin’ Eagle equipped, manufactured installed HVAC
  • Pick-up and delivery up to $60 for motorcycles, personal watercraft and jetboat
  • Rental, travel expense reimbursement and emergency roadside assistance coverage for on-road motorcycles
  • On-road: new up to 60 months; pre-owned up to 36 months
  • Off-road/ATV/UTV: new up to 48 months; pre-owned up to 24 months
  • Personal watercraft: new up to 48 months; pre-owned up to 24
  • Snowmobiles: new up to 48 months; pre-owned up to 36 months
  • Scooters: new up to 36 months; pre-owned up to 24 months
  • Eligibility up to 8 years with extended eligibility options up to 12 years

 

AUTO

Interstate’s programs have been carefully designed to be extremely competitive for your staff and customers. We’ve thoroughly reviewed the automotive marketplace and engineered dynamic F&I products to address the needs of your industry and consumers.

Our programs are built for added profitability, flexibility and ease of use and offer an array of superior program options that you can tailor to each of your customer’s needs.

 

  • New & pre-owned vehicles
  • Powertrain, stated component, exclusionary, wrap, lifetime and certified coverage
  • Consequential damage, modified vehicle and wear & tear coverage
  • Emergency roadside assistance, car rental, towing benefits
  • New & wrap terms up to 10 years/100,000 miles
  • Pre-owned terms up to any age/any mileage
  • Double/triple factory warranty terms up to 12 years/140,000 miles

 

PRODUCER REWARDS PROGRAM

This exclusive online producer program rewards F&I staff with a variety of merchandise and travel awards for selling Interstate VSC products. Now with each sale, you will have the opportunity to earn points for a selection of millions of popular reward items.

 

  • Points earned for every eligible VSC sale
  • Vacation and travel, electronics, events, digital media, luggage, tools, watches & jewelry, appliances, fitness equipment and much more
  • Points follow individual F&I personnel as long as they sell qualified Interstate VSC programs

BUSINESS DEVELOPMENT ASSESSMENT

Interstate’s Business Development Assessment (BDA) is an unbiased “inspect & report” process for your dealership.

Our expert team will review your targets compared to actual production. Although the focus is on your Financial Service Department (FSD), it also extends to your sales and desking process to assess any potential areas for improvement.

 

  • Identify and recommend solutions in the areas of personnel, training, compensation, systems and controls, management support
  • Detail the finance and insurance income components including cost of sales data
  • Set performance goals by product penetration and income
  • Detail recommendations and timelines for process implementation

RV

Interstate’s programs have been carefully designed to be extremely competitive for your staff and customers. We’ve thoroughly reviewed the RV marketplace and engineered dynamic F&I products to address the needs of your industry and consumers.

Our programs are built for added profitability, flexibility and ease of use and offer an array of superior program options that you can tailor to each of your customer’s needs.

 

  • New & pre-owned motorized and towable units
  • Stated component and exclusionary coverage for chassis and coach
  • Wear & tear for chassis pre-owned units
  • Consequential damage
  • Towing benefit up to $1,000, food spoilage, pet benefit, air transportation, RV technical assistance, concierge & motorist assistance, emergency roadside assistance, rental up to 10 days
  • New/never titled units: personal use MH up to 7 years/105,000 miles; TT, slide-in campers, fifth wheel & pop-up campers up to 8 years
  • Pre-owned Units: personal use MH up to current + 20/up to 100,000 miles; TT, slide-in campers, fifth wheel & pop-up campers up to 6 years

INTERSTATE NATIONAL

At Interstate we warranty more than cars, RVs, and powersport vehicles. We protect customers with a sense of value and peace of mind that builds long term loyalty. We protect products with quality services, expert administration and flexible programs. But ultimately we protect our partners with programs that deliver incremental sales and maximum profit. Now those are very big things.